Southwest® Rapid Rewards® Plus Credit Card Review

For those who love to fly with Southwest Airlines, the Southwest® Rapid Rewards® Plus Credit Card can be a ticket to significant savings and travel rewards. With a generous introductory offer and ongoing benefits tailored to frequent flyers, it's a card that deserves a closer look by anyone looking to maximize their travel experiences.

As travel becomes an integral part of our lives, whether for business or pleasure, having a credit card that aligns with our travel habits can make all the difference. The Southwest Rapid Rewards Plus Credit Card not only offers convenience but also the potential for rewards that can be used to fund your next adventure.

What Is the Southwest® Rapid Rewards® Plus Credit Card?

The Southwest® Rapid Rewards® Plus Credit Card is a travel rewards credit card specifically designed for loyal customers of Southwest Airlines. It allows cardholders to earn points on every purchase, which can be redeemed for flights, hotel stays, and more within the Rapid Rewards program.

With an attractive sign-up bonus and an exclusive partnership with Southwest Airlines, this credit card caters to those who frequently fly with the airline and wish to earn rewards faster. It's also a Chase credit card, which means you benefit from the wide acceptance of Visa and the customer service excellence of Chase.

Cardholders of the Southwest Rapid Rewards Plus Credit Card enjoy unique perks, such as earning points on everyday purchases and special bonuses for spending within the Southwest Airlines network. This includes their hotels and rental car partners, making it an all-encompassing travel rewards card.

What Are the Benefits of the Southwest® Rapid Rewards® Plus Credit Card?

The benefits of the Southwest® Rapid Rewards® Plus Credit Card are numerous and cater to a variety of traveler needs. From the moment you're approved, the rewards begin to stack up.

• An enticing introductory bonus of 50,000 points post spending a certain amount within the first months.
• Earn 2 points per dollar on Southwest purchases, as well as on local transit and commuting, including rideshare.
• For all other purchases, you'll earn 1 point per dollar, allowing you to accumulate rewards on everyday spending.
• Receive 3,000 anniversary bonus points every year, just for being a card member.
• An exclusive Companion Pass feature, which lets you choose one person to fly with you for free (excluding taxes and fees) every time you purchase or redeem points for a flight.

These benefits underscore the Southwest Rapid Rewards Plus Credit Card as a competitive option for travel enthusiasts looking to earn rewards for their loyalty to Southwest Airlines.

How to Apply for the Southwest® Rapid Rewards® Plus Credit Card?

Applying for the Southwest Rapid Rewards Plus Credit Card is a straightforward process. You can apply online through the Chase website or directly from the Southwest Airlines site. You'll need to provide personal information, financial details, and possibly documentation to verify your identity.

The application process is generally user-friendly, and you can often get a decision within minutes. If approved, you can start planning how to use your introductory bonus and additional rewards that come with card membership.

Remember to review the terms and conditions before applying to understand the credit card's features, fees, and interest rates. Doing so will ensure that you choose a credit card that aligns with your financial situation and travel goals.

What Are the Requirements for the Southwest® Rapid Rewards® Plus Credit Card?

Qualifying for the Southwest Rapid Rewards Plus Credit Card typically requires good to excellent credit. Chase will review your credit history, income, and other factors to determine your eligibility.

It's important to note that Chase has specific rules regarding the approval of their credit cards, such as the 5/24 rule, which can impact your ability to get this card if you've opened too many credit accounts in the past 24 months.

Being a frequent flyer with Southwest can also be a factor, as the card is designed to reward loyalty to the airline. However, anyone meeting the credit requirements and looking for a travel rewards card can potentially benefit from the Southwest Rapid Rewards Plus Credit Card.

Is There a Foreign Transaction Fee for the Southwest® Rapid Rewards® Plus Credit Card?

When traveling abroad, it's important to know that the Southwest Rapid Rewards Plus Credit Card does come with a foreign transaction fee. This means that purchases made outside the United States will incur an additional charge, which is something to consider if you travel internationally frequently.

However, the card's other travel benefits and rewards can offset this fee, especially if you primarily use the card for domestic travel and take advantage of the rewards through the Rapid Rewards program.

How Does the Companion Pass Work With the Southwest® Rapid Rewards® Plus Credit Card?

The Companion Pass is one of the most coveted benefits of the Southwest Rapid Rewards Plus Credit Card. This exclusive feature allows you to choose one person to fly with you for free, paying only taxes and fees, every time you purchase or redeem points for a flight.

The Companion Pass is earned by reaching a certain threshold of qualifying points or flights within a calendar year. Crucially, points earned with your Southwest Rapid Rewards Plus Credit Card, including the sign-up bonus, count towards earning your Companion Pass.

It's a game-changer for anyone looking to save on travel costs, making this credit card a powerful tool in the arsenal of any Southwest Airlines enthusiast.

What Is the Customer Service for the Chase Southwest Credit Card?

As a cardholder of the Southwest Rapid Rewards Plus Credit Card, you have access to Chase's acclaimed customer service. This includes 24/7 customer support for any inquiries or issues that may arise with your credit card.

Chase also offers an online portal and a mobile app where you can manage your account, make payments, and monitor your rewards. For more personalized assistance, you can always call their dedicated customer service line or visit a branch for face-to-face support.

Frequently Asked Questions About the Southwest® Rapid Rewards® Plus Credit Card

What Is the Credit Limit for Southwest Rapid Rewards Plus?

The credit limit for the Southwest Rapid Rewards Plus Credit Card varies based on several factors, including your creditworthiness and income. Chase determines your credit limit when you're approved for the card.

If you prove to be a reliable cardholder and manage your account responsibly, you may qualify for a credit limit increase over time. It's important to maintain a good credit history and payment record to improve your chances of getting a higher limit.

Does Southwest Rapid Rewards Plus Credit Card Have an Annual Fee?

Yes, the Southwest Rapid Rewards Plus Credit Card has an annual fee. The fee is relatively low compared to other travel rewards cards and can be easily offset by making use of the card's benefits, such as the annual bonus points and the Companion Pass.

How Much Are 50,000 Southwest Points Worth?

The value of 50,000 Southwest points can vary based on how you redeem them. Generally, Southwest points tend to have a higher value when used for flights, especially during Wanna Get Away fare sales.

Using points for other rewards like hotel stays or gift cards can offer less value, so it's wise to use them strategically to maximize their worth.

How to Get 80,000 Southwest Points?

Earning 80,000 Southwest points may come through a combination of sign-up bonuses, regular spending, and special promotions. Keep an eye on Southwest and Chase's offers to maximize your points earning potential.

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